• Managing accounts of around 20-25 SME • Developing business planning • Processing Accounts Receivables, Accounts Payables, Daily Sales, Credit Cards, Balance Sheet and General Ledger reconciliations • Assisting with budgets and forecasts, cash flow, financial review and reporting, month and year end preparation • Maintaining payroll, assets register, inventory, stock across multiple industries • Processing Statutory accounts including monthly and quarterly Business Activity Statements, Income Activity Statements, Payroll and Income Tax Returns Achievements • Successfully initiated, planned and setup company files with a Chart of Accounts, BAS link, Job Costing, improved speed and efficiency of Payroll processes, in over 10 companies • Revised accounts, fixed errors in Payroll, Chart of accounts and Transactions, reconciled 3 ,6 and 12 month accounts, delivering 100% accuracy • Organized a better filing arrangement for all paper documents • Designed and implemented all statutory and tax work papers where none existed before

• Managing accounts of 5 SME • Providing accounting leadership and support for retail service companies with $2M in annual revenue. • Managing all financial activities including P&L statements and management reports • Performing bank reconciliations; create invoices and collect overdue payments, research and resolving billing and collection disputes, preparing documents for enforcement hearing process • Managing payroll, • Preparing Business Activity Statements, Income Activity Statements, Income Tax Returns for companies and individuals • Interact with external clients and vendors on a regular basis, cultivating strong professional relationships. Achievements • Brought up to date actual bookkeeping and other workload from 6 months behind when took over the position from the previous person and revised the previous financial year bookkeeping; • Supported a significant increase in productivity levels by streaming accounting processes • Registered and prepared statutory company documents for 5 legal entities.

Sales and Customer Service: • Identifying prospects of new product and evaluating their position in the industry. • Initiating, preparing and coordinating action plans for expand the client base • Planning long term and short-term financial budgets and plans • Providing with actual vs budgets reports and analysis on KPI’ • Answering phones, liaising with customers and suppliers, freight forwarders and customs agents • Organizing meetings and presentations, successfully working out advertising and promoting campaigns, road shows • Reconstructing business, assisting in the development and implementation business plan • Identifying prospects of new product and evaluating their position in the industry • Initiating, preparing and coordinating action plans for expand the client base • Planning long term and short-term financial budgets and plans • Providing with actual vs budgets reports and analysis on KPI’ Accounts: • Managing accounts payable and receivable, handling petty cash, in collaboration with directors and sales staff, supervising two junior receptionists on the front desk • Handling responsibility for the reconciliation of bank accounts, daily sales through five point-of-sale EFTPOS terminals, general ledger and balance sheet including accruals and prepayments • Processing monthly and quarterly Business Activity Statements, Income Activity Statements, with online lodgement via the TAX-agent portal • Calculating and processing full functions of employee and contractor payroll and superannuation payments, preparing and keep contracts, managing staff expenses including corporate cards and reimbursements • Setting up and maintaining inventory records in three workshops, receiving, storage planning and dispatching goods – weekly stocktaking • Job costing using accounting software to track the costs involved in the job and revenues • Maintaining the Fixed Assets register, processing depreciations • Preparing billing invoices and statements and phoning clients to collect overdue payments • Preparing and delivering cash flow statements; monthly and quarterly financial statements • Achievements • Contributed to a significant increase in productivity and accuracy level of inventory records and designed and implemented special deal packages in the system; • Reduced Cost of Goods Sold by 40% on major products • Successfully initiated, planed and implemented business plan, budget and cash flow which allowed to recover $140 000 debts within 5 months.

Managment & Sales: • Opening new office; recruiting staff; preparing internal documents and orders; organizing and conducting trainings; • Managing branch staff – 15 employees; • Negotiating with heads of big companies; • Promoting complex bank products to legal entities; • Working at the expanding of the bank terminal network (ATMs and EFTPOS terminals) • Processing credit checks and application; • Reviewing sales ledger /aged debtors list for overdue accounts. • Handling Queries and disputes over invoices; • Building long term client relationships; • Client recruitment and liaising with corporate, mid-size and small businesses, organizing promotional events and external presentations; • Developing marketing strategies for phone, sms, e-mail for regular clients; • Developing all-inclusive offers comprising credits, issue of bank cards and opening settlement accounts; Accounts: • Managing credit accounts and files, and performing credit repayment control, verifying invoices and requisitions for credit card payments; • Assisting customers with queries, including registration of new clients, and opening of accounts, • Negotiating payment arrangements and referring accounts for recoveries in order to reduce out of order contracts and ultimately minimized bad debt and loss; • Controlling active sales and customer services standards; • Preparing daily reports on account balances; quarterly reports on EFTPOS terminals and ATM transaction, credit and debit cards issued, and cash flow, for the Central Bank and head office Achievements • Reduced the number of overdue payments from 9.7 per cent to 4 per cent through implementation of continual account monitoring and persistent following up of late payments • Achieved high levels of efficiency for KPIs exceeding the customer service target for every quarter in 2008 by up to 10 points, assisting the branch to be consistently included in the top 10 branches throughout the country for sales standards • Designed successful promotion plans of retail banking, which led to increased credit volumes and implemented credit plans up to 135%; • Successfully participated in creating new credit programs and special offers for big companies and shopping centers, designed and launched promotional Christmas events

• Coordinating sales department activities; • Assisting with sales programs and promotions; • Organizing and allocation point of sales; • Providing customer service and assisted customers with their queries, providing call resolutions for internal/external customers through establishing rapport, exploring requests and following through on promises made); • Stimulating use and issue of credit cards, promote retail banking services; • Developing all-inclusive offers for servicing VIP clients and companies; • Negotiating with heads of big companies; • Developing new bank products; • Organizing external presentations; • Maintaining accounting records and preparing accounts, summary reports; • Working at the expanding of the bank terminal network (ATMs and EFTPOS terminals) including agreements on delivery, installation and maintenance; • Preparing monthly reports about the economic effectiveness of each ATM and EFTPOS terminals; • Securing salary contracts with companies, economic justification of project efficiency; • Managing credit accounts, credit files, performing credit repayment control; • Preparing daily reports on account balances; weekly reports on new clients, balance sheets, credit applications, and percentage of credit approvals and rejections; monthly reports for the Central Bank and head office on EFTPOS terminals and ATM transactions, and economic viability; and quarterly reports on credit and debit cards issued, and credit card cash flow; • Preparing quarterly consolidation budget for promotion and advertising campaign for head office and seven bank branches and perform expenditures control; Achievements • Won a tender to install EFTPOS terminals in 2 hypermarkets, a jeweller’s chain and other wholesale and retail shops (13 outlets in total) • Prepared and delivered to management, under extremely short turnaround time frames, accurate monthly, quarterly and annual financial statements • Created a database of regular corporate customers using a needs based approach and high quality service; • Secured 15 salary contracts for up to 150-250 personnel each.

• Client recruitment and liaison with corporate, mid-size and small businesses including external presentations; • Gathering information about products available at the banking service market; • Helping directors bring in new projects and clients by assisting in the preparation of client submissions and marketing materials • Performing of strong understanding of customer and market dynamics and requirements • Developing marketing strategies for phone, sms, e-mail for regular clients; • Developing all-inclusive offers comprising credits, issue of bank cards and opening settlement accounts; • Organizing and conducting external presentations of bank products securing salary contracts with mid and big-size companies • Taking part in exhibitions, tenders and designing promo campaigns • Controlling sales standards, organizing customer service and active sales trainings for staff • Successfully carry out rebranding during the merger of two banks (Rosbank – OVK), successfully handled responsibility for implementation new corporate style including signboards, billboards, leaflets, corporate closing for branch staff, and full rebranding of 25 offices in the city and region; • Preparing quarterly consolidation budget for promotion and advertising campaign Achievements • Successfully and consistently presented and gained approval for quarterly advertising budgets on limit allocation executive committee • Successfully designed promotion plans of retail banking, which lead to significant increase of volume of credits and implemented credit plans up to 150%; • Built quality relationships with support areas that actively contributed to delivering superior service to our clients;

• Supporting interbank borrowing transactions (borrow and lending money); • Concluding deals to buy and sell foreign currency at the interbank market; • Daily Forex Analysis • Maintaining interbank credit databases, created credit files (collected information about rival banks); • Supporting deposit account transactions made by non-resident legal entities; • Controlling interest rate calculations; • Making everyday reports on the bank assets and liabilities; • Establishing correspondent relations with resident banks.

Stratigic Managment Accounting / Financial reporting / Taxation / Auditing, Public Accountant / Tax Agent

Financial Services, Advanced Diploma in Financial Services (Accounting)

Candidate of Economic Science, PHD of Economics - Innovations and Investments

Managment, Master of Business Administration in Machine Building Industry

TAFE Sydney Institute, Occupation Health and Safety on Workplace

The Central Bank of the Russian Federation, Foreign Currency

Saratov, Russia, Occupation Health and Safety

Home Credit & Finance Bank, Czech Bank, Customer Service

Australian Taxation Office, Tax/BAS Agent